The 2026 tax laws changed. See what you get back.
Free calculators for the new deductions. No signup. Nothing you type leaves your browser.
New deduction calculators
No Tax on Tips
Tipped workers can deduct up to $25,000 of tips. See your deduction and tax savings.
New for 2025 to 2028No Tax on Overtime
Deduct up to $12,500 of overtime premium pay ($25,000 for couples). Check your savings.
New for 2025 to 2028Car Loan Interest + VIN Check
Deduct up to $10,000 of car loan interest. Paste your VIN and see instantly if your car qualifies.
New for 2025 to 2028Senior Deduction (65+)
An extra $6,000 deduction per person age 65 or older. See if you qualify and how much you keep.
New for 2025 to 2028RAP Student Loan Calculator
The new Repayment Assistance Plan started July 1, 2026. Estimate your monthly payment.
Live since July 2026Plain English guides
Which cars qualify for the loan deduction?
A list of US assembled models, plus the 30 second VIN trick.
Is overtime tax free in 2026?
Partly. Only the extra half of time and a half counts. Here is the math.
Which jobs qualify for no tax on tips?
Servers, drivers, stylists and more. The occupation list explained.
RAP vs IBR: which loan plan wins?
Payment formulas, forgiveness timelines, and who should pick which.
Is Social Security tax free now?
Not exactly. The new $6,000 senior deduction explained.
What changed in the tax law?
Congress passed a major tax law in July 2025. People call it the One Big Beautiful Bill. It created four brand new deductions for tax years 2025 through 2028. Tips, overtime premium pay, car loan interest, and an extra deduction for seniors.
These deductions are special. You can claim them even if you take the standard deduction. You claim them on a new form called Schedule 1-A. Millions of workers qualify and many do not know it yet.
The same law also replaced the old income driven student loan plans. The new plan is called RAP. It opened for enrollment on July 1, 2026.
Each tool on this site explains the rules in plain English. Then it does the math for you.